How to survive and spend rationally?

In Slovenia, most of the people believe that social welfare contributes to idleness of the unemployed, as many that receive it, even the Roma, have higher social welfare than the statutory Slovenian minimum wage. Therefore there is no sufficient motivation to get employment. Having more children is also a way to increase their social welfare. Considering that, a question arises how to increase the positive attitude of Roma towards money and employment. A research of Roma in South Eastern Slovenia showed that the majority of income is spent on food, pay bills, buying cigarettes and fuel. For most of them is difficult to survive through the month. Definitely they need knowledge, how to survive with low income and how to spend rationally and have a higher level of life quality.