HESED`s team finished the fieldwork concerning the needs assessment. One of the most interesting findings is the strong stereotypes and prejudices towards the bank system and the financial institutions. Strategies in finding money traditional for the community were described by the participants and gender differences were identified: the men tend to borrow money from usurers the women from relatives and friends. Inter generation differences were also identified – the younger Roma are more open and have more positive attitude to the official financial system and the financial services. The need to develop better understanding and knowledge about the financial services such as bank deposits, investment, savings, card payments, interest free installment payments etc., was identified as well as the need for long term planning and achieving   financial goals.